The Education Advisory Service (EAS) is a first of its kind product in Nigeria, which allows aspiring Nigerians access bespoke international education loans.

MOD Education, the first hub of the EAS, offers technical support, in counselling, admission processing, and enrollment managed support – accommodation, flights and airport concierge services, to qualified students.

Who owns it?

The EAS is an innovative joint offering between First City Monument Bank Limited (FCMB) and MOD Group.

What does it cover?

The EAS loan will cover the tuition fees, living expenses and other associated costs of studying abroad. These would be paid directly by the bank to your chosen institution.

Are all study destinations eligible?

No, only 5 specific international study destinations are covered – UK, USA, Canada, Australia and Ireland.


EAS is available to members of the public through the over 200 branches of FCMB (including the dedicated desk centres) and through any of the bank’s contact points – website, social media channels, telephone contact centres and emails. EAS is also available through any of MOD’s 9 offices in Nigeria and our social channels.

What are the additional benefits?

  • Discounted Travel Fares – Students prices from our AIRLINE PARTNERS -Virgin Atlantic, Lufthansa, Delta and Etihad
  • Complimentary Pocket Money Card- (MasterCard or VISA)
  • Preferential rates on deposits & Zero banking charge on transfers for school fees payments
  • Education support loan – School fees payment plan up to $25,000

FCMB Branches for Counselling & Admission Processing

Victoria Island

  • Plot No. 719, Adetokunbo Ademola Street
  • 17 Sanusi Fafunwa St
  • 719 Adetokunbo Ademola Street


  • 36 Allen Ave
  • 29 Oba Akran Ave, Oba Akran
  • Oremeji Street


28 Creek Road


  • Plot No. 3, UI Secretariat Road
  • 55 Iwo Rd, Iwo Road


  •  12 Market Rd, Achara 


  •  145, Murtala Mohammed Way


  • Constitution Rd, Kakuri


  • Okumagba Ave, Okere
  • Effurun/Sapele Rd, Tori


  •  8 Ogbomosho St, Garki 
  • Plot No. 108, Adetokunbo Ademola Crescent

Port Harcourt

  • 85 Kalagbor Street, Rumuomasi
  •  Ikwerre Rd, Alozo


  • Oron Road

EAS Fairs

EAS will be organizing a number of public education fairs to meet prospective parents and students who might need the support; across Nigeria


5 cities across the country.


July, 21st to 28th2018

How can I attend?

Attendance is FREE

Additional Information

For further clarification, please contact any of the underlisted:

For MOD Group

Michael Dosunmu                     

Group Managing Director, MOD Group

Mobile: +234 8035552005 (Nigeria)

Tel: +4479 504 98700 (UK)

Email: [email protected]


Faruk Oyebanjo

Operations Manager, MOD Group

Mobile: 0808 3288992

Address: 7, Hughes Avenue, Yaba, Lagos.

Email: [email protected]


Shamsideen Fashola​

Head ‑ Liabilities & Classic Segment



Andrew Akhalumenyo​

Liability Product Manager, Current & Dom Accounts